Property Due Diligence Checklist, 25 Checks Before You Buy
Quick Answer: Never buy property without running these 25 due diligence checks. Most real estate disputes in India are caused by skipping title verification, EC checks, or missing encumbrances.
Property due diligence means verifying every legal, financial, and physical aspect of a property before purchase. In India, where property fraud is common, due diligence is not optional, it is survival. A title defect discovered after purchase can invalidate your ownership and cost you everything.
The 5 Due Diligence Pillars: 1. Title Verification, 15-year ownership chain, no disputes 2. EC Check, No outstanding loans or charges 3. Approval Verification, Building plan, RERA (if applicable) 4. Land Records, Khata, RTC, DC conversion 5. Physical Inspection, Actual boundaries match documents
KAVERI 2.0, kaveri2.karnataka.gov.in
Bhoomi, bhoomi.karnataka.gov.in
BBMP Tax, bbmptax.karnataka.gov.in
RERA Karnataka, rera.karnataka.gov.in
Court Records, ecourts.gov.in (check for litigation)
Parent title documents (min 30 years for resale)
Encumbrance Certificate (last 15 years minimum)
Khata Certificate + Khata Extract (BBMP)
Property tax paid receipts (last 5 years)
DC Conversion Order (for plotted/layout properties)
Approved building plan from BDA/BBMP
Occupancy Certificate (for completed flats)
RERA registration (for under-construction)
No-objection from housing society (for apartments)